Yes. We specialize in cross-border commercial debt recovery where the debtor is located in Hong Kong, incorporated in Hong Kong, or holds commercial assets in the region.

As a Hong Kong-based agency, we leverage distinct local advantages in conducting on-site field visits, commercial mediation, and coordinated legal actions. We can efficiently accept your case if the debtor meets any of the following criteria:

• The debtor is a Hong Kong-registered company (including offshore trading companies and sourcing/procurement intermediaries).
• The debtor's office address, operational facilities, or company directors/principals are located in Hong Kong.
• The debtor maintains corporate bank accounts or holds assets (such as real estate) in Hong Kong.

(Note: Cases where both the debtor and the debt entity are located entirely outside Hong Kong—such as solely in other countries/regions or Mainland China—are currently outside our service scope.)

No. We strictly adhere to a "No Win, No Fee" policy. Unlike some agencies that charge "administrative" or "search" fees regardless of the outcome, Debt Hunter is confident in our professional expertise. You pay zero upfront fees when you commission us. We only charge a pre-agreed commission percentage upon successful recovery. If we fail to collect, you bear no financial loss.

Yes, entrusting a debt collection agency to recover debts is a fully legal business activity in Hong Kong. As long as the agency does not engage in criminal intimidation, violence, or harassment, its recovery actions are protected by law. Debt Hunter strictly complies with Hong Kong laws and the industry Code of Conduct, making us completely distinct from illegal "loan sharks."

Yes. Debt Hunter possesses powerful "Skip Tracing" capabilities. Even if a debtor deliberately goes into hiding to evade debt, we utilize comprehensive databases, field investigation, and intelligence networks to attempt to locate their new address or contact details. This professional tracking ability is a significant advantage a debt collection agency has over creditors attempting to collect on their own.

Debt collection agencies are generally faster and more cost-effective. A lawyer's letter is often a passive warning that can be ignored by debtors. In contrast, a collection agency takes active measures (such as site visits and phone negotiations). For "stubborn debtors" who refuse to pay, our proactive approach generates actual pressure and is far more effective than a simple legal demand letter.

Generally, Debt Hunter handles cases of HK$5,000 or above. While a single case below this amount may not be cost-effective, we will definitely consider bulk small debt claims (e.g., multiple unpaid invoices) if the debt documentation is complete. We recommend contacting us directly for a free assessment so we can provide the most suitable debt recovery solution for your specific situation.

Absolutely. You should not give up on old debts easily. Although the "golden period" for recovery is typically the first 3 months, we have numerous success stories involving debts that have been overdue for many years. As long as the debtor still has the solvency (ability to pay), our professional negotiation tactics can often bring these "bad debts" back to life.

Objectively speaking, these cases are indeed more challenging, but by no means impossible. The key lies in identifying and targeting the debtor's core pressure points. Many international buyers use Hong Kong shell companies merely as transaction hubs for foreign trade. For cases where the company directors or decision-makers are residing outside Hong Kong, we employ the following targeted strategies:

1. Dispelling the offshore safety illusion: Many business owners assume that residing outside Hong Kong shields them from debt liability. As long as their Hong Kong entity needs to maintain corporate bank accounts or conduct ongoing business activities, we can apply compliant commercial and regulatory pressure to bring them back to the negotiation table.
2. Winding-up warnings & director credit leverage: For Hong Kong offshore entities attempting bad-faith debt evasion, we can issue formal warnings regarding compulsory liquidation (known as "Winding-up" under Hong Kong law). Having winding-up or litigation records in Hong Kong directly impairs the director's future financial activities (e.g., bank account opening, financing) in Hong Kong and severely damages their international commercial reputation.
3. Free upfront evaluation to mitigate loss: Before accepting a case, our team conducts a preliminary check on the Hong Kong entity's current status (e.g., annual return filings, active bank account status). If our evaluation reveals that the shell company has been completely abandoned with zero recoverable value, we will inform you truthfully—ensuring you waste no time or additional costs.